Uninsured or Underinsured Accident Lawyers
Injured By An Uninsured Motorist?
When you’re involved in a car accident where the at-fault driver has no insurance or insufficient insurance coverage, recovering damages becomes a complex and frustrating process. Medical bills, lost wages, and property damage can quickly pile up, leaving you overwhelmed.
We Know Uninsured and Underinsured Accident Liability
At The Law Office of Kevin R. Hansen, our experienced Las Vegas uninsured or underinsured motorist lawyer will guide you through the legal process and fight to secure maximum compensation for your damages. We will hold the at fault driver responsible for your injuries.
Why Choose The Law Office of Kevin R. Hansen?
Navigating an uninsured or underinsured motorist claim can be overwhelming, but The Law Office of Kevin R. Hansen is here to help. Here’s why we’re the right choice for your case:
- Over 25 years of experience: Kevin R. Hansen has extensive experience handling complex motorist claims and knows how to tackle the challenges these cases present.
- No fees unless we win: With our no-win, no-fee guarantee, you won’t pay legal fees unless we recover compensation for you.
- Personal attention: You will work directly with Kevin R. Hansen, ensuring that your case receives the dedicated care it deserves.
- Free Consultations: We won’t charge you a dime to talk to us. Learn your legal options, get a strategy for your case, and find out how we can help.
Client Satisfaction
Our commitment to providing personalized, aggressive representation has earned us the trust of countless clients across Las Vegas. Read some of their stories below:
Client Testimonials
“Kevin and Amanda were incredible throughout my case. They were always available to answer questions and fought hard to get me what I deserved.” – J.T.
“Very professional and compassionate” – C.N.
What Is an Uninsured or Underinsured Motorist Accident?
Uninsured Motorist
An uninsured motorist accident occurs when the at-fault driver lacks insurance.
Underinsured Motorist
In an underinsured motorist accident, the driver has some insurance, but not enough to cover your damages.
Nevada Insurance Requirements
While Nevada law requires drivers to carry a minimum of $25,000 in bodily injury coverage per person, $50,000 per accident, and $20,000 for property damage, many drivers either don’t meet these requirements or have only the bare minimum, which may not be enough to cover all damages in a serious accident. If you have uninsured/underinsured motorist (uninsured or underinsured) coverage, your own insurance may step in to cover some or all of your expenses.
Let The Law Office of Kevin R. Hansen Take Your Auto Accident Case
Were you injured in a car accident in Las Vegas? Navigating the aftermath of a collision can be overwhelming, especially when faced with medical bills, lost wages, and insurance company hassles. At The Law Office of Kevin R. Hansen, we understand the challenges you’re facing, and we’re here to help.
Why You Need a Las Vegas Uninsured or Underinsured Motorist Lawyer
Handling a uninsured or underinsured claim is more complicated than a typical car accident claim. Insurance companies often try to reduce payouts, even when dealing with their own policyholders. Here’s how a Las Vegas uninsured or underinsured motorist lawyer can help:
- Evaluate Your Insurance Policy: We’ll review your policy to determine if you have uninsured or underinsured coverage and how much you are entitled to claim.
- Negotiate with Insurance Companies: Insurers may offer low settlements or try to avoid paying. We’ll negotiate aggressively on your behalf to ensure a fair outcome.
- Pursue Additional Compensation: If the at-fault driver has some coverage, we’ll seek compensation from their insurance and pursue additional damages through your uninsured or underinsured policy.
- Navigate Legal Complexities: Our team will handle disputes over fault, policy limits, and insurance coverage, ensuring your rights are protected throughout the process.
Common Causes of Uninsured and Underinsured Motorist Accidents
Accidents involving uninsured or underinsured motorists often occur due to reckless or negligent behavior. Common causes include:
- Distracted driving: Using phones or navigation systems while driving often leads to accidents.
- Impaired driving: Drivers under the influence of alcohol or drugs frequently lack insurance or adequate coverage.
- Reckless driving: Speeding, running red lights, or aggressive driving increases the likelihood of collisions.
- Driving without a license: Many uninsured drivers also drive without a valid license, leading to higher risks of reckless behavior.
If you’ve been injured due to any of these factors, consulting a Las Vegas uninsured or underinsured motorist lawyer is essential to explore your options and recover the compensation you deserve.
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What Compensation Can You Recover?
Victims of uninsured or underinsured motorist accidents may still recover compensation, even if the at-fault driver lacks adequate coverage. A Las Vegas uninsured or underinsured motorist lawyer can help you pursue:
- Medical expenses: Coverage for hospital stays, surgeries, rehabilitation, and future medical care.
- Lost wages: Compensation for missed work and any future loss of earning potential.
- Pain and suffering: Financial compensation for the physical and emotional distress caused by the accident.
- Property damage: Reimbursement for repairs or replacement of your vehicle and other personal property.
- Punitive damages: In cases where the at-fault driver acted recklessly or negligently, punitive damages may be awarded.
Steps to Take After an Accident with an Uninsured or Underinsured Driver
If you’ve been involved in an accident with an uninsured or underinsured driver, taking the right steps is crucial to protect your legal rights:
- Call the police: Report the accident and request a police report to document the incident.
- Seek medical attention: Even if you don’t feel injured, some injuries may not appear immediately.
- Collect evidence: Take photos of the accident scene, vehicle damage, and any injuries. Get contact information from witnesses and the other driver.
- Notify your insurance company: Report the accident to your insurer, especially if you plan to file a uninsured or underinsured claim.
- Call Kevin right away: Speak with a lawyer as soon as possible to discuss your case, preserve evidence, and explore your legal options.
What to Do If the At-Fault Driver Can’t Pay Damages
If the at-fault driver is uninsured or underinsured and doesn’t have the financial means to cover your damages, your Las Vegas uninsured or underinsured motorist lawyer can explore other options, such as:
- Filing a claim through your uninsured or underinsured coverage: If your policy includes uninsured or underinsured protection, your insurance will cover your medical bills, pain and suffering, and other damages up to your coverage limits.
- Pursuing a lawsuit: In some cases, we can file a lawsuit against the at-fault driver. If they don’t have sufficient assets to cover your damages, we can seek a court judgment to place a lien on their property or wages.
- Arbitration: If your insurer offers a low settlement, we can file for arbitration, where a panel of arbitrators will decide on a fair payout.
Legal Questions?
702-478-7777
How uninsured or underinsured Claims Work in Las Vegas
When filing a uninsured or underinsured claim, it’s essential to understand that the amount you receive will depend on the limits of your policy. If the at-fault driver has some coverage, your insurance may cover the difference between their policy limit and your total damages. However, the total payout cannot exceed the limits of your uninsured or underinsured coverage.
In some cases, the insurance company may dispute your claim or offer a low settlement. We will fight on your behalf to ensure you receive fair compensation for all your damages.
Why Uninsured or Underinsured Motorist Coverage Is Essential
Nevada law requires insurance companies to offer uninsured or underinsured coverage, but it is optional. Given that approximately 12.4% of drivers in Nevada are uninsured, having this additional coverage is crucial. Without it, you may struggle to recover damages if you’re hit by an uninsured or underinsured driver.
Why Work with The Law Office of Kevin R. Hansen?
When dealing with the complexities of a uninsured or underinsured claim, you need a legal team you can trust. Here’s why The Law Office of Kevin R. Hansen is the best choice for your case:
- Extensive experience with motorist claims: We have successfully handled numerous uninsured and underinsured motorist cases in Las Vegas.
- Aggressive negotiation with insurers: We fight for maximum compensation, ensuring you are not shortchanged by insurance companies.
- No fees unless we win: With our no-win, no-fee guarantee, you won’t pay legal fees unless we recover compensation for you.
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We offer Zero-Charge Case Evaluations, and a No-Win, No-Fee guarantee. Put over 25 years of Personal Injury law experience on your side with the Law Office of Kevin R. Hansen.
Founder AND Trial Attorney
Kevin Hansen
Personal Injury Lawyer Kevin R. Hansen is no ordinary injury lawyer. Boasting hundreds of victories in personal injury cases, Kevin is a personal injury lawyer who has earned a reputation for being a tenacious advocate for his clients.
He’s spent a quarter of a century representing people who’ve been injured due to someone else’s negligence, with a particular focus on accident and negligence injury cases.
Our
Experts
Injury Attorney
Kevin Hansen
Kevin has spent a quarter of a century representing people who’ve been injured. He is battle tested and trial ready.
injury attorney
Amanda Harmon
Amanda’s attention to detail and thorough case preparation are invaluable assets to our clients. She leaves no stone unturned.
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