Helping You Get The Money You Deserve

Top 10 Reasons Motorcycle Accident Claims Get Denied

Reasons Motorcycle Accident Claims Get Denied

Here are the most common reasons motorcycle accident claims get denied—and what you can do to avoid these issues.

American Institute of Trial Lawyers Award for Best Trial Lawyers 2024 for Personal injury lawyer Kevin R. Hansen
Top 100 trial lawyers award by National Trial Lawyers association for Personal injury lawyer Kevin R. Hansen small
Google top rated badge with banner
depiction of a Denial of accident claim from insurance company

Top Reasons Motorcycle Accident Claims Are Denied and How to Avoid Them

When you’re in a motorcycle accident, the last thing you want to deal with is a denied claim. Unfortunately, this happens more often than you’d think. Insurance companies look for any reason to reduce or deny payouts, which can leave you feeling frustrated and overwhelmed. Here are the most common reasons motorcycle accident claims get denied—and what you can do to avoid these issues.`

Key Points

Infographic Illustrating the importance of evidence in a Personal Injury Case

1. Insufficient Evidence of Fault

Insurance companies need solid proof of who caused the accident. If you can’t provide enough evidence to show that the other driver was at fault, your claim might be denied.

How to Avoid: Make sure to gather as much evidence as possible at the accident scene. Take photos of the damage, the scene, and any injuries. Get witness contact information and call the police to file a report. These steps will help you build a strong case.

Image showing medical provider providing care to patient in a hospital after an injury

2. Delayed Medical Treatment

If you don’t see a doctor right after the accident, the insurance company might argue that your injuries weren’t serious or were caused by something else.

How to Avoid: Always seek medical care immediately after the accident, even if you think you’re fine. A doctor can document your injuries, and having those records will help your case later.

Let A Lawyer Who Rides Motorcycles Take Your Motorcycle Accident Case

Were you injured in a motorcycle accident in Las Vegas? Being in a motorcycle crash can be overwhelming, especially when faced with medical bills, lost wages, and insurance company hassles.

Lead Trial Lawyer, Kevin R. Hansen rides too. At The Law Office of Kevin R. Hansen, we understand the challenges you’re facing, and we’re here to help. We know motorcycle accident fault and negligence law.

Car Accident passenger front damaged fender
Insurance policy denial infograph showing motorcycle rider being denied his motorcycle accident claim

3. Policy Coverage Issues

Sometimes, insurance policies don’t cover everything, or there may be limits on how much they’ll pay out. If your damages exceed those limits or the policy doesn’t cover certain damages, your claim may be denied.

How to Avoid: Understand your own policy limits and make sure you have adequate coverage for motorcycle accidents before getting on the road.

illustration depicting 'sworn testimony' in a courtroom setting. A witness is standing with one hand raised and the other on a document

4. Inconsistent Statements

If your story about the accident changes, or if your account differs from the police report or witness statements, the insurance company may deny your motorcycle accident claim.

How to Avoid: Be consistent when describing the accident. Write down exactly what happened while it’s fresh in your memory. Speak with an attorney before giving any statements to the insurance company to ensure your rights are protected.

5. Missing Filing Deadlines

Motorcycle accident claims are personal injury claims. Every state has a time limit for filing personal injury claims. In Nevada, the statute of limitations is generally two years from the date of the accident. If you miss that deadline, your claim will likely be denied.

How to Avoid: File your claim as soon as possible. Contact the Law Office of Kevin R. Hansen. We will ensure that all paperwork is filed on time.

Professional and compassionate

October 30, 2023

Very professional and compassionate.

Charlene N

View Our Motorcycle Accident Advice Video!

Car Accident Tips

Pictures

Take pictures of the accident scene.

Identify

Identify driver and exchange information

Medical

Medical evaluation to document injuries

Legal Advice

Call Kevin Right Away and Get Legal Advice

Wrist injury after work resulting in a workers compensation injury claim.

6. Pre-existing Conditions

Insurance companies may try to argue that your pain is due to pre-existing conditions rather than the accident. It’s important to inform your lawyer of any prior health issues.

We work with your doctors to demonstrate how the accident exacerbated your pre-existing conditions. Our team can differentiate between old injuries and new ones and prove the impact of the accident on your health and life.

Protective gear common in street driven motorcycle equipment

7. Helmet Law Violations

Nevada law requires all motorcycle riders to wear helmets. Failing to wear one during an accident can negatively affect your claim. Insurers may argue that your injuries would have been less severe had you worn a helmet.

Not wearing a helmet makes the case more challenging, but it doesn’t mean you can’t recover compensation. Our lawyers know how to handle these situations and fight for your rights.

Image depicting injured man on crutches with head bandage with a collage of bills in the background

8. Failure to Mitigate Damages

You must take steps to minimize your losses after an accident. This includes following your doctor’s instructions and attending all medical appointments.

If the insurance company can prove that you didn’t try to recover, they may reduce or deny your compensation. We guide you on how to protect your health and legal rights while recover

Illustrated graphic showing visual representation of Nevada Comparative Negligence law

9. Comparative Negligence

In Nevada, if you’re found to be more than 50% at fault for the accident, you cannot recover any compensation. If you are 50% or less at fault, you can still recover damages, but your recovery will be reduced.

Insurance companies often try to blame motorcyclists, claiming you were speeding or lane-splitting. Our experienced motorcycle accident attorneys know how to combat these tactics and prove that the other driver was at fault.

Documentation in an injury case

10. Lack of Proper Documentation

One of the most common reasons for claim denials is insufficient proof. Police reports and medical records are crucial for your case. Without them, it’s just your word against the other driver’s.

At the Law Office of Kevin R. Hansen, we help gather all necessary documentation to strengthen your case. This includes police reports, medical records, witness statements, and any available video

Motorcycle Accidents

How to Avoid Claim Denials: Expert Advice from Kevin R. Hansen

To improve your chances of claim approval:

  • Call 911 and seek medical attention immediately after the accident
  • Gather evidence at the scene (photos, witness information)
  • Avoid making recorded statements without consulting a lawyer
  • Follow all medical advice and attend all appointments
  • Keep detailed records of accident-related expenses
  • Contact an experienced Las Vegas personal injury attorney as soon as possible

Speak With a Lawyer for Free


We offer Zero-Charge Case Evaluations, and a No-Win, No-Fee guarantee.  Put over 25 years of Personal Injury law experience on your side with the Law Office of Kevin R. Hansen. 

Scales of Justice statue of Lady Justice

What to Do If Your Claim is Denied

Appeal the Denial

If your claim is denied, don’t give up. You can often appeal the decision by providing more evidence or correcting any mistakes in your application. Review the denial letter carefully and consult a lawyer to determine what went wrong.

Call Kevin Right Away

If your claim is denied, the best next step is to consult with a lawyer. Kevin Hansen can help you understand why your claim was denied and guide you through the process of appealing the decision or filing a lawsuit if necessary.

Filing a legal Motion Judge eye's view of attorney filing a legal motion
Value of a motorcycle accident settlement infograph illustration

Maximimum Compensation for Motorcycle Injuries

When dealing with Motorcycle accidents in Las Vegas, it’s crucial to understand the role of insurance companies in the fault determination process. While it’s standard procedure for victims to file a claim with their insurance company after an accident, it’s important to recognize that insurance companies may not always have your best interests at heart.

Here’s a hot tip: Talk to a lawyer before contacting any insurance company.

5 Star Rated
Top Auto Accident Attorney

Professional and compassionate

Very professional and compassionate.

Charlene N

They really help u

They really help u with whatever u going through they take they time helping u

Lynette S

Great service!!!!

Back in 2013 my first accident as a teen i called 3 different law offices 2 big name ones that have a number you can remember both of those law firms answered my call and said we will call you back 30 minutes go by and no call from them 3rd call was Kevin he him self was the one who help me threw all the steps what information to get and how to go about it this was a big help and calmed down some of the shock now its 2023 same great service!!!!

Mario G

Why Do You Need an Attorney for Motorcycle Accident Claim

The reality is that we cannot stress enough the  importance of having an attorney when dealing with insurance companies.

The insurance companies hope you  handle your own claim. This way they control the outcome.

Trial Attorney Kevin Hansen can provide several key advantages:

  • Objective Fault Assessment: A lawyer can help assess the situation objectively and determine the true extent of fault, countering any biased assessments by insurance companies.
  • Expertise in Negotiations: Kevin is experienced in negotiating with insurance companies. We understand the tactics these companies may use and we are skilled in countering them to ensure fair treatment for our clients.
  • Maximizing Compensation: With a deep understanding of the law and experience in similar cases, our attorneys are adept at ensuring that our clients receive the maximum possible compensation for their damages and losses.
  • Court Representation: If negotiations with the insurance company fail, Kevin will represent you in court, presenting a strong case backed by evidence and 25 years of legal expertise.

Our

Experts

Lead Personal Injury Lawyer Kevin R. Hansen

Lead Trial Attorney

Kevin Hansen

Kevin has spent over a quarter century representing people who’ve been injured in car accidents in Nevada. He is battle tested and trial ready. 

Top 100 trial lawyer badge award for top personal injury lawyer

injury attorney

Amanda Harmon

Amanda’s attention to detail and thorough case preparation are invaluable assets to our clients. She leaves no stone unturned.

Top 40 trial lawyer award

What Evidence is Used to Determine Fault in Motorcycle Accidents

Evidence being evaluated to determine fault in a car accident

To determine who is at fault, your attorney will consider various elements, including:

  • Police Reports: These documents provide vital details about the accident, including statements from those involved and witnesses.
  • Witness Testimonies: Eyewitness accounts can offer valuable insights into the accident’s circumstances and fault.
  • Conducting interviews with witnesses.
  • Driving Behavior: Speeding, distracted or reckless driving can significantly influence fault determination.
  • Weather Conditions: These are also considered when assigning fault.
  • Reviewing medical records
  • Inspecting injuries or property damage.

Real Results for Las Vegas Motorcycle Accident Victims

We’ve helped many motorcycle accident victims in Las Vegas get their claims approved and obtain fair compensation. Check out our case results to see examples of our successful outcomes.

Las Vegas Accident - Injury
Case Results

Product Liability – $5.2 Million

Motor-Vehicle Accident – $1.2 Million

Grocery Store Slip & Fall – $1.4 Million

Casino Slip & Fall – $1.4 Million

Sexual Assault – $1.34 Million

Motor Vehicle Crash – $1.4 Million

Wrongful Death – $5 Million

Injured on a Motorcycle?

FAQ

Who is at fault questions and answers

A: Yes, in Nevada, you can claim compensation even if partially at fault, provided your fault level is under 51%.

A: Factors like the police report, witness statements, your driving speed, and weather conditions play a role in this determination.

A: Driving without insurance can lead to penalties like fines, reinstatement fees, and the need for SR-22 insurance.

A: An experienced motorcycle accident lawyer is essential for safeguarding your rights and ensuring just compensation in a fault-based system like Nevada’s.

One of the first tasks we will do is to notify the parties of your claim and require the preservation of evidence (video, reports, documentation of damages, med reports, etc). 

Why Choose the Law Office of Kevin R. Hansen for Your Motorcycle Accident Claim

With over 25 years of experience handling personal injury cases in Las Vegas, Kevin R. Hansen offers:

  • Free consultations and no fees unless we win
  • Aggressive negotiation to maximize compensation
  • Direct communication with attorneys, not assistants
  • Extensive experience with motorcycle and car accidents
  • A proven record of winning cases
Kevin R. Hansen and Amanda A. Harmon, experienced attorneys at The Law Office of Kevin R. Hansen.
Share This:
es_MXEspañol de México